A froggy hippity-hops into a bank and approaches the teller. Her nameplate reads Patricia Whack. "Miss Whack, I'd like to get a $30,000 loan to redecorate my pad."
Patty looks at the frog in disbelief and asks his name. "Kermit Jagger," replies the froggy. "My dad knows the bank manager." Patty explains that he will need to secure the loan with some collateral.
"Sure," says Kermit, "I have this." He produces a tiny porcelain elephant and puts it on the counter.
Confused, Patty explains she will have to consult with the bank manager, and goes into the back office with the porcelain elephant.
"Sir," Patty says to the manager, "there's a frog called Kermit Jagger out there, who claims his father knows you, and wants to borrow $30,000, using this as collateral." She holds up the tiny porcelain elephant. "I mean, what in the world is this?"
The bank manager looks at her and says,
"It's a knickknack, Patty Whack. Give the frog a loan. His old man's a Rolling Stone."