Why, why, why must credit practically rule our lives? I mean, I can understand, say, how you pay your bills and such can effect your credit, which can effect business transactions and such, but, like, why do you constantly have to buy stuff all the time to maintain credit, and if you don't buy stuff, why does that mean you have bad or poor credit? Like what are we supposed to buy if we don't need anything? Why do we have to buy lots of stuff that we don't know? And why does that have to effect your credit? And in turn, why is it you can't buy like a car, or a house, or something you actually need because you apparently have bad credit because you don't go on a bunch of shopping sprees or anything?